OCTOBER IS EMPOWERMENT MONTH FOR HURTING HOME OWNERS
FORECLOSURE NEED NOT BECOME A RITE OF PASSAGE ! ! !
There was a time when the court system was generally very hostile to anyone who dared to represent himself or herself. The recent years of pro-consumer advocacy have borne fruit. Courts do not encourage pro se litigants, but if you learn and follow the ground rules, judges will tolerate a self-represented litigant, to an extent.
1. Take a crash course on your state's court web site. Learn it in and out. Use a search engine to locate the web site.
2. If you are filing, or are served with a Federal complaint, you must learn the Federal way of doing things. A good generic web site with lots of helpful links is the NYND USDC -
http://www.nynd.uscourts.gov/prose.cfm
3. Time is never your friend when you are involved in litigation. "Next week" is not a good time to start to "look into things". 95% of homeowners served with foreclosure notices never even answer the complaint. This an unacceptable response considering the time, emotional, and financial stake you have invested in your residence. There are people who will assist you, but you have to reach out, and in time. For starters, on any search engine enter your state's name followed by pro se.
Be sure to click on the Library link page on this web site and you will better understand that you are not alone.
The best time for action is the day after yesterday and the day before tomorrow !
If you have specific questions or comments, please email -- HurtingHomeOwner@aol.com
|
|